Phil Aitken
Phil Aitken
Owner/Broker

Blog

How Do You Stop Foreclosure in Jacksonville Florida?

Your Home Sold Guaranteed Realty - Phil Aitken Home Team

Facing the possibility of losing your home to foreclosure is one of the most frightening experiences a Jacksonville family can endure. The good news is that Florida’s legal framework actually gives homeowners more time and more options to stop the foreclosure process than most people realize. From lender workouts and loan modifications to short sales […]

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What Documentation and Qualifications Do You Need to Get Your Lender to Approve a Short Sale?

Your Home Sold Guaranteed Realty - Phil Aitken Home Team

Navigating a short sale in Jacksonville requires understanding exactly what documentation your lender expects and which qualifications you must meet before approval is granted. Homeowners across Duval County often discover that the requirements go well beyond a signed purchase contract, and that missing even one document can halt the entire review process. Florida’s judicial foreclosure […]

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Are There Any Tax Exemptions or Relief Programs Available in Jacksonville to Avoid Paying Taxes on Forgiven Debt?

Your Home Sold Guaranteed Realty - Phil Aitken Home Team

Receiving a Form 1099-C in the mail can be a jarring experience for any Jacksonville homeowner. Forgiven debt—whether from a short sale, foreclosure, loan modification, or the sale of an inherited property—can trigger an unexpected federal tax bill that catches many families completely off guard. While Jacksonville does not offer a standalone local program specifically […]

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What Happens If There Is No Will For The Inherited Property In Florida?

Your Home Sold Guaranteed Realty - Phil Aitken Home Team

When a loved one passes away without a valid will in Florida, their property does not simply transfer to the nearest family member. Instead, Jacksonville real estate heirs and families face a court-supervised process governed by Florida’s intestate succession laws, which determine who inherits what based on a strict legal priority order. For families in […]

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Can The Executor Live In The Inherited Property During Probate In Jacksonville?

Your Home Sold Guaranteed Realty - Phil Aitken Home Team

When a loved one passes away in Jacksonville, questions about inherited property often arise quickly. One of the most common questions families face is whether the executor, called a personal representative under Florida law, can move into the inherited home during probate. Florida’s probate rules are distinct from those in other states, and Duval County’s […]

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5 Tips for a Successful Short Sale Negotiation in Jacksonville, Florida

Your Home Sold Guaranteed Realty - Phil Aitken Home Team

For Jacksonville homeowners facing financial hardship, navigating a short sale negotiation successfully can feel overwhelming. When you owe more on your mortgage than your home is worth, a short sale offers a structured path to avoid foreclosure while protecting your credit as much as possible. Jacksonville real estate markets present unique challenges for distressed sellers, […]

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The Tax Implications of a Short Sale: What Jacksonville Sellers Need to Know

Your Home Sold Guaranteed Realty - Phil Aitken Home Team

For Jacksonville homeowners who are underwater on their mortgage, a short sale can feel like a lifeline. However, many sellers are blindsided when tax consequences arrive months after closing, turning financial relief into unexpected liability. The Jacksonville real estate market has seen its share of distressed sales, and the tax implications are rarely simple. Understanding […]

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