Phil Aitken
Phil Aitken

10 Best Mortgage Lenders to Use When Buying a House in Florida in 2024

10 Best Mortgage Lenders in Florida - Your Home Sold Guaranteed Realty - Phil Aitken Home Team

When it comes to purchasing your home, you might be unsure of which mortgage lenders or companies to work with. 

It can be difficult to decide on what to do or who to work with when it comes to buying your home. You want to know all the options and what they offer as you make one of the biggest financial decisions. 

At the Phil Aitken Home Team, we have worked with many mortgage lenders and companies over the years. Even though we are confident in our process and helping the clients find someone who will help them reach their real estate goals, we recognize that there are other great options available. 

In this article, we have shared 10 mortgage lenders and companies in Florida that you should look into when buying your home in 2024. We do have a lender that we work with however we know that we’re not the best fit for everyone. We have provided a list of lenders so you can understand all your options as you prepare to purchase your home. 

10 Best Mortgage Lenders to Work With

  1. Coast 2 Coast
  2. Better Mortgage
  3. Strong Home Mortgage
  4. Rocket Mortgage
  5. Quicken Loans
  6. LendingTree
  7. Nexa Mortgage
  8. AmeriSave Mortgage
  9. Optimum First Mortgage
  10. First Home Equity Loans

To help you in your decision on what lender to work with, here is some information about each company.

Coast 2 Coast Mortgage

Founded: 2010

Headquarters: Jacksonville, Florida

View Coast 2 Coast website

Better Mortgage

Founded: 2016

Headquarters: New York, New York

View Better Mortgage website

Strong Home Mortgage

Founded: 2018

Headquarters: Manassas, Virginia

View Strong Home Mortgage website

Rocket Mortgage

Founded: 1985

Headquarters: Detroit, Michigan

View Rocket Mortgage website

Quicken Loans

Founded: 1985

Headquarters: Detroit, Michigan

View Quicken Loans website


Founded: 1996

Headquarters: Charlotte, North Carolina

View LendingTree website

Nexa Mortgage

Founded: 2017

Headquarters: Chandler, Arizona

View Nexa Mortgage website

AmeriSave Mortgage

Founded: 2002

Headquarters: Atlanta, Georgia

View AmeriSave Mortgage website

Optimum First Mortgage

Founded: 2009

Headquarters: Fountain Valley, California

View Optimum First Mortgage website

First Home Equity Loans

Founded: 1987

Headquarters: Gadsden, Alabama

View First Home Equity Loans website

Next Steps to Take When Finding the Right Mortgage Lender for You

Now that you have access at your fingertips for different mortgage lenders, you might be overwhelmed with which one to work with. The decision to buy a home is a monumental one. It’s a decision that often involves numerous considerations, from the budget you have for your new home to who will help you reach your goals. Here are 3 steps to take when making this big financial decision:

  1. Research thoroughly
  2. Evaluate your priorities
  3. Consult professionals 

1. Research Thoroughly: 

Dive into the details of each lender. Visit their websites, explore interest rates, loan terms, and fees associated with each lender. This will allow you to get a sense of their track record and reputation. Make use of the resources we’ve provided in this article to learn more about each of them.

2. Evaluate Your Priorities: 

What matters most to you in this process? Is it the speed of the purchase, the convenience, or perhaps the financial aspect? Consider your priorities and how each lender aligns with them.

3. Consult Professionals: 

While this article provides valuable insights, it’s always a good idea to consult with real estate professionals, whether that’s the Phil Aitken Home Team lender or other experienced mortgage lenders. They can provide personalized guidance based on your specific circumstances.

When deciding on which mortgage lender to work with, it comes down to your preferences and which lender aligns the best with your goals.

There are various options to explore as you look and talk to different lenders. 

Remember that the best choice for you will align with your goals, timeline, and the level of support and education you desire throughout the real estate journey. Make an informed decision, and take advantage of the diverse real estate market that Florida has to offer.

To learn more about mortgages and how they can help you towards your goals, we have a video on how to get pre approved for a mortgage loan

We also have a video on what factors can lead to mortgage denials. These videos will help you be more prepared when looking at mortgage lenders and buying your home.  

Phil Aitken, Owner/Broker
Phil Aitken is the Owner/Broker with Your Home Sold Guaranteed Realty - Phil Aitken Home Team and has over 13 years of Real Estate experience. Phil’s faith and desire for his family’s continued security fuel his business growth and leadership. The Phil Aitken Home Team continues to profoundly impact the people of Jacksonville via supporting several faith-based organizations. Phil gives back a portion of every real estate transaction to The Tim Tebow Foundation and Rethreaded. Find Phil's full story here.