Phil Aitken
Phil Aitken
Owner/Broker

Buyers

What’s the 28% Rule?

Your Home Sold Guaranteed Realty - Phil Aitken Home Team

When it comes to purchasing a home, one of the most important considerations is understanding how much you can comfortably afford. This is where the 28% rule, also known as the front-end ratio, comes into play. If you’re a homebuyer in Jacksonville, Florida, this rule can be a valuable guideline in determining the maximum mortgage […]

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What is the Greatest FHA Loan Amount for Jacksonville, Florida?

Your Home Sold Guaranteed Realty - Phil Aitken Home Team

Understanding FHA (Federal Housing Administration) loans is crucial for buyers in Jacksonville. FHA loans offer individuals who may face challenges securing financing to buy a home. The Phil Aitken Home Team has over 13 years of experience with FHA loans. Our team has worked alongside many clients who used the FHA finances to achieve their […]

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What Are Typical Down Payments and Closing Costs for Homebuyers?

Your Home Sold Guaranteed Realty - Phil Aitken Home Team

Starting the homebuying journey is an exciting yet financially significant milestone. Among the crucial aspects to navigate are down payments and closing costs – two essential components that can substantially impact your overall investment. In this guide, Phil Aitken and the real estate experts at break down these key elements to equip you with the […]

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